Pre-order · Calm Wealth
The Sovereign Ledger
Household Money OS & Net Worth Blueprint
A calm, elegant system for your household money: net-worth snapshot, monthly run-rate, subscription audit, goal buckets and a one-hour monthly money ritual — plus a free Freedom Horizon Forecaster. Use it on your phone like an app, with printable pages. Not financial advice.
Founding pre-order: pay today at founding pricing and your phone-friendly reader and printable PDF are emailed to you on release.
Pre-orders are refundable on request until the guide is delivered.
See your freedom horizon — free
Enter your monthly take-home, spending and savings to see your surplus, savings rate and months of runway.
- Monthly surplus
- 1,500
- Savings rate
- 21%
- Months of runway
- 3.6
Your numbers stay on this device. Educational planning only — not financial advice.
What's included
Net-worth snapshot
Assets and debts on one calm page.
Run-rate dashboard
Know your real monthly cost of living.
Subscription audit
Find and cancel the quiet monthly leaks.
Goal buckets
Emergency, home, travel and giving — funded on purpose.
Monthly money hour
A one-hour ritual to stay on track.
Couples meeting guide
Talk about money without the fight.
How your pre-order works
1
Founding reservation
Pay US$34.99 today at founding pricing. Your spot is recorded against your checkout email — no account needed.
2
Production updates
We finish the 30-day reader and PDF. Founding buyers hear first when the release date is set.
3
Priority delivery
On release day your personal reader link and license-stamped PDF are emailed to you before general sales open.
Pre-order questions
Can I get a refund?
Yes. Pre-orders are 100% refundable on request any time before the guide is delivered — just reply to your receipt email.
How do I read it on my devices?
Your reader link and PDF are tied to your checkout email, so you can open them on your phone, tablet or computer. The PDF is stamped with your license.
When will it be ready?
Production is under way now. If the guide is ever cancelled, every pre-order is refunded in full automatically.
Use it like an app on your phone
- Open it in your browser and choose “Add to Home Screen” — it launches full-screen like an app, no app store and no subscription.
- Timers, trackers and tools work live on screen — something a printed book or flat PDF can’t do.
- Prefer paper? A high-resolution printable PDF is included with every guide.
Educational planning tool only — not financial, tax, investment or legal advice. Speak to a licensed professional for decisions about your situation.