Financing for Canadian businesses and home buyers

BDC (Business Development Bank of Canada)

Federal Crown corporation offering term loans, working capital and advisory services to Canadian entrepreneurs.

Canada Small Business Financing Program

Government-backed loans through your bank or credit union for equipment, leasehold improvements and real property.

Commercial lenders, brokers and credit unions

Equipment leasing, lines of credit, commercial mortgages and invoice financing from Canadian institutions.

Finding a storefront or office

Commercial real estate agents negotiate leases, tenant improvements and purchase of business premises.

Residential mortgage brokers

A licensed broker compares many lenders for purchases, renewals, refinancing and self-employed buyers.

First Home Savings Account (FHSA)

Tax-deductible contributions and tax-free withdrawals toward a first home, up to the annual and lifetime limits.

Home Buyers' Plan (RRSP)

Withdraw from your RRSP toward a qualifying home and repay over time.

Residential real estate agents

Local agents who know neighbourhoods, schools and pricing street by street.